Annuities 101:

Fixed Indexed Annuities provide safe and secure compounding growth, guaranteed on a tax advantaged basis with the ability to capture a significant portion of index returns without having to risk the principle or prior gains.  Annuities are income instrument that pay the annuitant an income for life or a certain period of time - like a pension.  Any balances may be paid to beneficiaries - like a Life insurance policy.  Annuities avoid probate.

Fixed Traditional and Indexed Annuities offer tripple tax empowerment as the money is exempt from Federal, State and Social Security taxes as the money grows and that means that there is tripple compounding on principle, interest and tax savings.

There are many pillars of safety involved in the purchase of traditional and fixed indexed annuities for you to consider when deciding where you should put your money.  Annuities are insurance products and insurance companies are protected with legal reserves, state insurance guarantee funds, holding companies, reinsurance, strictly managed investment practices.  In addition, Annuities are exempt from creditors.  Annuities are also exempt resource from Medicaid as long as they is actuarially sound.  Finally, the insurance industry has the best track record for financial safety as they own more assets than any other industry and no one has ever lost any money they had in fixed annuities.  So what is important to you - peace of mind or a higher return on your investment?

We offer the finest annuities from some of the very best companies in the industry including: AVIVA, ING, Allianz, American Equity, Great American, National Western, American National and many others! 

Please call David R. Mascarenas, RFP for a free consultation.